An annuity is an insurance product that pays out income and can be used as part of a retirement strategy. Annuities are a popular choice for investors who want to receive a steady income stream in retirement.

Here’s how an annuity works:

  • You make an investment in the annuity, and it then makes payments to you on a future date or series of dates. The income you receive from an annuity can be doled out monthly, quarterly, annually or even in a lump sum payment.
  • The size of your payments are determined by a variety of factors, including the length of your payment period.
  • We can explain the ins and outs of using annuities as part of your retirement planning. With a mix of available options, we can help give you peace of mind about your money, your retirement, and your life.

Fixed Annuities

Fixed Annuities are 100% of your money, plus the market rate of interest. You can never lose your principle and it accrues tax deferred.

Indexed Annuities

Indexed Annuities allow you to put a portion of your money in the various indexes for a greater return on your investment.

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